
October 10, 2026 | 9:00 AM - 7:00 PM
The Pinnacle Hotel and Suites | Davao City
With Ron Salvador and special guest Joana Lazaro
1 Ticket: ₱4,497 | Walk-in Rate is ₱6,500. Reserve in advance and save ₱2,003
You earn well. But do you actually know where your money is taking you?
You've gotten the raise. You've had a good month.
You've watched your business hit a strong quarter.
But somehow, you're still asking: “Where did all the money go?”
You've read the books. Saved the threads. Watched the videos. Maybe even downloaded the budgeting app.
What you may be missing is the ability to see how your financial decisions actually play out.
What if you could experience that before the stakes were real?
In CASHFLOW® 101, you don't just learn about money.
You play.
You make decisions.
You see the consequences.
You don't need more financial information. You need a chance to practice making better financial decisions.
CASHFLOW® 101 gives you a way to do exactly that—without putting your real money on the line.
You'll experience what happens when you:
⚫ Increase your income but your expenses rise with it
⚫ Make an investment decision without seeing the full picture
⚫ Rely on a paycheck without building assets
⚫ Encounter unexpected expenses
⚫ Choose between short-term comfort and long-term goals
⚫Recognize an opportunity and decide whether it's actually worth taking
And that's where things start to click.
You begin to see your money differently.
Not just how much you earn, but where it goes.
Not just what an investment costs, but what it could produce.
Not just whether you can afford something, but what that decision does to your overall cashflow.
Walk in wondering where your money goes.
Walk out seeing how your money moves.
What would change if you could finally see exactly how your financial decisions affect your cashflow?
Spend one full day working through your own numbers using the CASHFLOW® 101 framework created by Robert Kiyosaki.
This isn't about sitting through another day of financial information.
You learn by doing. You'll play. You'll calculate. You'll make decisions. You'll see the consequences.
And as the day unfolds, you'll start connecting the dots between:
Income → Expenses → Cashflow → Assets → Liabilities → Financial Decisions
Because knowing that you should manage your money better is one thing.
Understanding what better financial decisions actually look like for you is another.
Work with your own financial numbers. Play the CASHFLOW® 101 game. Watch your decisions create consequences in real time.
Begin to see how the choices you make around income, expenses, assets, liabilities, and opportunities can affect the financial picture you're building.
Not more information to consume.
A practical experience designed to help you see, understand, and practice better financial decision-making.
And you won't have to figure it out alone.
The experience is led by Ron Salvador, a Rich Dad Global Facilitator mentored by Robert Kiyosaki, who has facilitated CASHFLOW® 101 workshops for more than 100,000 participants across four continents.
Come in with questions about your money.
Leave seeing it differently.
Come in with questions about your money.
Leave seeing it differently.

You'll work through a hands-on framework, playing the CASHFLOW® 101 game with your own numbers that reveals exactly where your money goes, what's keeping you stuck, and what financial independence actually looks like for you.
Specifically. Not in general.
This is not a lecture.
You will not sit and listen all day.
You’ll work on your own finances, calculate your own numbers, and watch your own patterns surface for the first time.
Led by Ron Salvador, a Rich Dad Global Facilitator mentored by Robert Kiyosaki, who has facilitated CASHFLOW® 101 workshops for more than 100,000 participants across four continents.
You won't leave with another folder of worksheets you'll forget about next Monday.
You'll leave knowing something you didn't know when you walked in—and, more importantly, knowing how to use it.
Over one day, you'll move from simply knowing about money to actually seeing your own numbers, understanding your financial patterns, and practicing better financial decisions.

You can earn more and still feel stuck when you don't have a clear picture of what your money is doing.
You'll work through your own numbers to identify spending patterns, financial leaks, and habits that may be affecting your cashflow.
The benefit? You stop guessing.
You can finally see what's happening with your money—and identify the areas you may want to change.

Your bank balance only tells you what's sitting in your account. It doesn't tell the whole story. You'll learn how income, expenses, assets, and liabilities work together so you can look at your finances from a bigger-picture perspective.
Instead of only asking: “How much money do I have?”
You'll start asking: “What is my money actually doing?”
That shift can change the way you evaluate your financial decisions.

“Financial freedom” sounds great.
But what does it actually mean in numbers? You'll calculate a specific monthly cashflow target based on your own financial picture.
A real number. Not a vague someday goal. Once you know the number you're working toward, you have something concrete to measure, plan for, and build toward.

An opportunity shows up. Do you know what questions to ask before putting your money into it? You'll practice evaluating financial scenarios using four key questions:
What's the down payment?
What's the ROI?
What's the interest rate?
What's the monthly cashflow?
You'll use the framework on real scenarios until the questions become easier to apply.
So instead of automatically saying yes because an opportunity sounds exciting—or no because you're unsure—you have a framework that helps you ask better questions first.
Less guesswork. Better questions. More informed decisions.

You'll explore the difference between simply having money and building assets and cashflow that can support your long-term goals. Because the question isn't only: “How much am I earning?”
It's also: “What is my money helping me build?”
That is a very different way to look at your financial future.

You won't be learning in isolation.
You'll spend the day playing, discussing, and working through financial scenarios alongside people who are also thinking seriously about their financial future.
You'll hear different perspectives.
You'll have conversations you wouldn't have by watching another YouTube video.
And you may meet people who become future accountability partners, collaborators, or investment connections. Because sometimes the most valuable thing you take away from an experience isn't just what you learned.
It's who you met while learning it.
You'll be able to: SEE where your money is going, UNDERSTAND how your financial position works, KNOW the number you're working toward, EVALUATE opportunities with better questions, THINK differently about income, cashflow, and wealth, CONNECT with people on a similar financial journey.
That's the real takeaway.
Not more information to consume.
A different way to see, understand, and make decisions about your money.
Reserve My Seat →
You don't need to have it all figured out. You just need to be ready to look at your money differently. This room is for people who are earning, building, working, providing, or growing—but know there's a gap between where they are financially and where they want to be.
You might recognize yourself here:
You might recognize yourself here:
The business owner whose revenue looks great on paper but whose cashflow keeps them up at night. Who’s been mixing personal and business money for so long they’re not sure where one ends and the other begins.
The freelancer riding the feast-or-famine wave, with no system for the months that hit hard.
The employee who’s been quietly doing the math at 2am, wondering how the raise disappeared again. Who knows the salary isn’t the problem but can’t name what is.
The OFW and family handling remittances that come in steady but somehow never settle into anything that grows.
The person who’s read Rich Dad Poor Dad twice. Watched the YouTube videos. Bookmarked the threads. And still hasn’t moved. Not because they’re lazy. Because information was never the missing piece.
The one who’s tired of watching other people build something while they stay exactly where they were last year. And the year before that.
One more thing. This room isn't for everyone, and we're not pretending it is.
🛑 You don't need to be wealthy.
🚫 You don't need to be an investor.
🔍 You don't need to know all the answers.
You just need to be ready to ask better questions about your money and learn how to make better decisions with what you have.
The Cashflow Experience is back by demand. And every time we run a Laurus Trainings event, the same thing happens. People walk into a room with questions and walk out with answers. Here’s what they say.
























People walk in carrying questions they’ve never said out loud, and walk out with answers that were waiting for them all along.
Personally mentored by Robert Kiyosaki, and has taught over 100,000 people worldwide to see money differently.

When you're spending an entire day working with your money, who's guiding the experience matters.
Ron is a seasoned entrepreneur with over 20 years of experience in financial education and business development within the Rich Dad community. He was personally mentored by Robert Kiyosaki and is a graduate of Kiyosaki's year-long Instructor Certification Program.
Ron has facilitated CASHFLOW® 101 Game sessions and workshops for more than 100,000 participants across the US, Europe, the Middle East, and Asia. But his experience isn't just about how many people he's taught. It's about how he teaches.
You won't be expected to sit through complicated financial concepts and hope they make sense later.
You'll play. You'll make decisions. You'll work through scenarios. You'll see the consequences.
Because Ron's approach is built around one simple belief:
"You don't learn money by reading about it. You learn money by practicing with it."
And that's exactly what you'll do inside the CASHFLOW® 101 experience.
Ron's mission is to help Filipinos understand how money actually works, build stronger cashflow, and develop the confidence to make more informed financial decisions in the situations that matter.
So you don't just leave knowing more about money.
You leave knowing how to think about it differently.


The game gives you the experience. Joana helps connect those lessons to the bigger picture of your financial life.
As CEO of Laurus Trainings and Lead Facilitator of the Money Mastery Workshop, Joana Marie Lazaro has spent more than 17 years bringing world-class learning experiences to the Philippines.
As a Wealth Transformation Speaker, she has helped thousands of Filipinos develop greater financial confidence, clarity, and growth.
Through Laurus Trainings, Joana has helped bring financial education, leadership, and self-mastery programs to professionals and entrepreneurs across the Philippines.
Her work focuses on helping people turn financial concepts into practical frameworks for asset-building, financial decision-making, and sustainable wealth creation.
Because understanding money is only the beginning.
The bigger question is: "What will you do differently with what you now understand?"
Joana brings that perspective into the experience—helping connect the concepts you're learning to the real decisions, goals, and financial future you're building.
Experience the game. Understand the lessons. Start thinking about what comes next.
This is what it looks like when you stop guessing and start seeing. Real situations. Same you. Different response.

Before: Panic. Scramble. Borrow.
After: You’ll understand these are predictable expenses that should be planned for, not emergencies that catch you off guard.

Before: Say yes out of FOMO or no out of fear. Both wrong.
After: You ask four questions. Down payment, ROI, interest rate, cash flow. You decide in minutes, not weeks.

Before: Immediate financial crisis.
After: You're actively building cash flow from multiple sources, so a single delayed paycheck doesn't break you.

Before: Feel obligated, give what you can't afford, resent it quietly.
After: You have the clarity to help sustainably, or say no without guilt because you know your numbers.

Before: Envy. "Must be nice."
After: "How can I learn from them? How can I partner with them? How does their success become my opportunity?"

Seat subject to availability. Reserve in advance and save ₱2,003.
One seat. One full day. A practical way to see your money differently.
Walk-in rate: ₱6,500
Reserve in advance and save ₱2,003.
Includes:
- Full access to The Cashflow Experience
- Facilitated CASHFLOW® 101 game experience with Ron Salvador
- Financial Statement for use during the game
- Guided learning discussions and practical money insights
- Snacks and refreshments
You'll spend the day playing, calculating, making decisions, and seeing the consequences—instead of simply hearing about financial concepts.
It's what financial uncertainty can cost you when you keep putting off understanding your numbers.
Think about the money that disappears quietly each month: Subscriptions you forgot about, food deliveries that add up, impulse purchases, and expenses that felt small at the time.
You may not notice any single decision. But over time, small financial decisions become patterns.
The Cashflow Experience gives you one full day to step back, look at those patterns, and practice thinking about money differently.
And when it comes to financial opportunities, having a framework can help you ask better questions before committing your money. What's the down payment? What's the ROI? What's the interest rate? What's the monthly cashflow?
You may not be able to predict every financial outcome. But you can learn to ask better questions before making the decision.
The goal isn't to spend less just for the sake of spending less. It's to become more intentional about where your money goes—and what you're building with it.
If it matters to your money, it's worth asking.
Here are the questions people most often have before joining The Cashflow Experience.
Most financial education is designed to help you understand concepts. The Cashflow Experience is designed to help you practice them.
Instead of spending the day taking notes, you'll play CASHFLOW® 101, work through financial scenarios, make decisions, and see the consequences of those decisions in real time. You'll also work with your own financial numbers and calculate your own financial independence number.
The difference isn't just what you hear. It's what you get to experience and practice.
No. You don't need prior investing experience. The experience is designed to start with foundational financial concepts, so you can participate even if you're starting from square one. You don't need to know all the terminology or understand how every investment works. You just need to be willing to learn, ask questions, and look honestly at your own financial situation. You'll learn by doing—not by trying to memorize everything beforehand.
You absolutely can learn financial concepts from books, videos, and podcasts. In fact, you may have already done that. The difference is what happens when you move from consuming information to practicing it. Here, you get to make decisions, work through scenarios, ask questions, receive guidance, and experience the consequences inside the game. You're not paying for information you could Google. You're investing in a full-day experience where you can practice what you've learned with guidance and other people in the room.
If you earn money, spend money, save money, or make financial decisions, the concepts are relevant to you.
Whether you're an employee with a fixed salary, a freelancer with irregular income, a business owner managing revenue, or an OFW supporting a family, you'll be working with the same fundamental questions:
Where is the money going?
What is your cashflow doing?
What are you building?
What questions should you ask before making a financial decision?
The numbers will be different.
The principles give you a framework for understanding them.
No. The Cashflow Experience is a financial education experience built around Robert Kiyosaki's CASHFLOW® 101 system. There are no products being pitched, no recruitment, and no MLM opportunity being presented. You'll be there to learn, play, ask questions, and practice financial decision-making.
Keep it simple: A notebook, pen, calculator, if you like, and an open mind. You don't need to prepare a complicated financial plan beforehand. Come ready to work with numbers, ask questions, and be honest about your financial situation. There is no judgment in the room.
No. This is a face-to-face experience. There is no recording, replay, or Zoom option. That's intentional. The experience is built around being in the room, making decisions, interacting with other participants, and seeing what happens in real time. You can't fully replicate that interaction through a screen. What happens in the room is part of the experience.
Please check your spam, promotional, or primary email folder. You may also contact us at [email protected] if you need assistance.
The Cashflow Experience will let you finally see it, know it, and decide better because of it. One room. One full day. One game that changes how you play the real one.
The money leaks you don’t notice. The opportunities you walk past. The financial independence number you’ve never calculated. The deals you’ve said no to because you didn’t have a framework.
It’s all right there. Invisible. Until now.
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DISCLAIMER & RELEASE OF LIABILITY: In consideration of my participation in the event organized by Laurus Trainings (hereinafter referred to as “LAURUS”), including any activities led by its speakers, trainers, facilitators, or representatives, I hereby voluntarily assume all risks associated with my participation. I release and discharge LAURUS, its officers, employees, affiliates, agents, partners, promoters, successors, and assigns from any and all liability, claims, or demands of any kind—whether arising from negligence, omission, or otherwise—that may arise from my participation in the event or related activities. This includes any physical, emotional, psychological, or material outcomes that may occur during or after the event. This release does not waive liability for death or personal injury resulting from negligence where such limitation is not permitted by law. I also understand that the content delivered during the event, including any materials provided, is for educational and informational purposes only. LAURUS does not make any guarantees regarding the accuracy, completeness, applicability, or outcomes of the content shared. I acknowledge that no part of the training or discussion should be construed as legal, financial, medical, or professional advice tailored to my specific circumstances. By choosing to participate, I acknowledge that transformation begins with personal responsibility, and I am fully accountable for how I choose to apply the insights gained from this experience.
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